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American Express Travel Insurance isn't a stand-alone product; instead, it's part of the package of benefits offered to cardholders. Blue cards come with basic accident cover while Platinum cards include a large range of travel insurance services including annual multi-trip insurance.
Cover from basic accident protection to annual multi-trip cover
Family insurance
Available to cardholders only
American Express Travel Insurance isn't something you can order over the phone or on the Web; rather than a stand-alone product, it's part of the benefits package available to American Express cardholders.
The level of cover you get depends on the type of Amex card you have. The bargain basement Blue card comes with simple accident insurance that applies to any plane tickets you purchase with your card; if you've got a Platinum card, you get free annual multi-trip insurance. Presumably if you're loaded enough to qualify for a Centurion card, Amex will provide you with your very own army.
American Express Travel Insurance isn't for everyone, but if you're thinking of getting a new credit card to pay for a holiday, it might be worth considering Amex instead of separate travel insurance.
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